Policy that meet all the requirements for Spain non-lucrative visa

  • No waiting periods (sin carencia)
    All special policies for visa are without waiting periods, except the childbirth.
  • No copayments
    There is no copayments for medical services included to your policy.
  • Local insurance company
    DKV Seguros is registered and licensed insurance company in Spain.
  • Guaranteed reimbursement
    If your visa application will be denied before the insurance starts DKV will make a refund.
  • Full coverage (similar to the Spanish social security coverage)
    Coverage includes: doctors visits, diagnostic, hospitalizations, surgery, treatments, pregnancy care and childbirth, travel insurance.

Types of insurances for Spain non-lucrative visa

In function of your preferences, future location in Spain, age or other factors, you can get one of our policies:
Basic
DKV Selection

This is a basic insurance for visa application. No age limit, available in specific regions.
From 468,86 euros per year.
Standart
DKV Visado

Good option for life in Spain. Quick application. Up to 75 y.o.
Premium
DKV Mundisalud

Includes reimbursement that provides you the quickest access to medical services.
FAQs about health insurance for visa:
question:
Can I apply for the insurance online, if I am not in Spain?
answer:
Yes, you can apply from your home country. Not necessarily to be physically present in Spain.
question:
Are chronic disease covered?
answer:
When applying for the policy, you must complete a health declaration detailing any existing chronic conditions, surgeries, and symptoms. The insurance company will review your application and make a coverage decision. For more details, read my article on the health declaration.
Question:
Is repatriation included?
answer:
No, by default all visa-insurances does not include repatriation. However, it is possible to add this option to your insurance.
question:
Do I need to provide a Spanish bank account number?
Answer:
For DKV Selection and DKV Visado it is not mandatory to provide a Spanish or European bank account. You can make a payment with a credit or debit card.
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