Barcelona is one of the most popular destinations for giving birth in Spain. This is due to the widest range of private medical facilities in the country and, more importantly, a broader spectrum of delivery options for women. Many women choose Barcelona to manage their pregnancy and give birth because local private clinics offer a higher level of personalization, and doctors here are often more attentive to a patient's specific birth plan compared to other regions.
Why choose private health insurance for birth in Barcelona?
Enhanced pregnancy monitoring
Private medicine offers more frequent controls and personalized attention throughout your pregnancy.
Doctor choice
With a private policy, you can select your own specialist. You have the freedom to choose a doctor who speaks your language, ensuring clear communication and peace of mind.
Flexibility
Private healthcare is more adaptable to your needs. Unlike the public system, which relies heavily on standard protocols, private care allows for more flexible decision-making regarding treatment methods, Fleming, and birth preferences.
Cost Efficiency
Out-of-pocket costs for a full pregnancy journey and delivery in Barcelona can be substantial (on average, €10,000–€14,000). A health insurance policy protects your budget against these high costs, as well as potential risks, such as complications during pregnancy or childbirth.
The Golden Rule:It is always best to secure your private health policy before conception to ensure the most comprehensive coverage for both you and your baby.
What does maternity insurance typically cover?
Depending on your individual situation, we can select a policy that perfectly matches your needs. Standard coverage for pregnancy and delivery usually includes:
Medical consultations & monitoring
- Medical Consultations: Full access to obstetricians and other necessary specialists.
- Routine Monitoring: All essential trimester check-ups, including ultrasounds, blood and urine tests.
- Advanced Diagnostics: Doppler ultrasound, NIPT (non-invasive prenatal testing), biopsies, etc.
- Prenatal Monitoring: Continuous fetal monitoring.
Delivery coverage
Whether you have a natural birth or a C-section (planned or emergency), your insurance covers:
- Obstetrician and anesthesiologist fees
- Medical team costs
- Medical equipment and supplies
- Medication
- Hospital stay (delivery room and postpartum ward).
Note: Some DKV policies include coverage for up to 28 days in the NICU (neonatal intensive care) for the newborn in case of complications, provided that one of the parents has been insured with DKV for more than 10 months.
Postpartum care
- First pediatric visit before hospital discharge
- Newborn screening (Apgar score, heel prick test)
- Midwife consultation for basic newborn care guidance
- Pelvic floor rehabilitation for the mother.
Important: To ensure your baby has full medical coverage after discharge, they must be added to your policy. This does not happen automatically—you or your partner must contact
your insurance agent immediately after the birth.
Waiting periods and special solutions
The standard waiting period for delivery coverage ranges from 8 to 10 months from the policy start date, depending on the specific plan chosen.
What if you are already pregnant? If you are already expecting and planning to give birth in a private clinic, you can still apply for specific coverage options up to the 24th week of pregnancy.